Terms and Conditions

Terms & Conditions

Effective Date: 7/14/2025

Welcome to www.veteranfinancial.us (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website and services. Please read these Terms carefully. By accessing or using our site, you agree to be bound by these Terms. If you do not agree, please do not use our site.

1. Acceptance of Terms
By visiting, browsing, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations.

2. Use of the Website
– You agree to use the website solely for lawful purposes.
– You shall not use the website to upload, post, transmit, or distribute any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, obscene, or otherwise objectionable.
– You shall not attempt to interfere with the proper functioning of the website or access areas of the website for which you are not authorized.

3. Insurance Information and Services
– Veteran Financial provides general information about insurance options for veterans and facilitates connections to licensed insurance providers.
– We do not sell, endorse, or guarantee any insurance products or services. All insurance products are offered by third-party providers, and your contractual relationship is directly with those providers.
– We do not guarantee the accuracy, completeness, or timeliness of any information provided on the site.

4. Privacy Policy and CCPA Notice

California Consumer Privacy Act (CCPA) Notice
Your Privacy Rights Under the CCPA
If you are a California resident, you have the following rights regarding your personal information:
The right to know what personal information we collect, use, disclose, and sell.
The right to request access to the specific personal information we hold about you.
The right to request that we delete your personal information.
The right to opt-out of the sale of your personal information.
The right to non-discrimination for exercising your privacy rights.

How to Exercise Your Rights
You can submit a request to know, delete, or opt-out of the sale of your personal information by contacting us by calling us at (833) 335-5433, emailing kevin@veteranfinancial.us, or submitting a request via our opt-out form.
“Do Not Sell My Personal Information”
To exercise your right to opt-out of the sale of your personal information, please click here for our opt-out form.
Authorized Agent: You may designate an authorized agent to make these requests on your behalf. Please contact us at  kevin@veteranfinancial.us for instructions.
5. Intellectual Property Rights
All content, trademarks, logos, and materials on this website are owned by or licensed to Veteran Financial and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. User Content
– You may submit inquiries or comments to us; however, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content.
– You are solely responsible for the content you submit and warrant that it does not infringe upon any third-party rights or violate applicable laws.

7. Disclaimers and Warranties
– The website and all content are provided “as is” without warranties of any kind, express or implied.
– We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
– We disclaim any liability for damages arising from your use of the site or reliance on its content.

8. Limitation of Liability
To the maximum extent permitted by law, Veteran Financial shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from your use or inability to use the website or services.

9. Indemnification
You agree to indemnify and hold harmless Veteran Financial and its affiliates from any claims, damages, liabilities, costs, or expenses resulting from your violation of these Terms or your use of the website.

10. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of those third parties.

11. Changes to Terms
We reserve the right to modify or update these Terms at any time. Changes will be effective upon posting on this page with an updated “Effective Date.” Your continued use of the site constitutes acceptance of those changes.

12. Termination
We may suspend or terminate your access to the website at our sole discretion without notice if you violate these Terms.

13. Governing Law
These Terms shall be governed by and construed under the laws of the State of California, without regard to conflict of law principles.

14. Disclaimer
Owned and operated by Veteran Financial, a veteran-owned small business. Veteran Financial trademarks and logos are not affiliated with or owned by the Department of Defense or any other Federal Agency in any capacity. The use of U.S. Department of Defense (DoD) visual materials does not imply or constitute DoD endorsement.

15. Contact Information
For questions regarding these Terms, please contact us at kevin@veteranfinancial.us.

By accessing or using the veteranfinancial.us website, you agree to these Terms and Conditions.